Crop Hail
Auto/Boat/Rv
Home & Farm
Insurance Needs For Iowans
Our mission is to protect people, their assets, and their legacies with service built on trust, transparency, and genuine care.
Whether its your home, auto, farm, business, or family. Then we work with you to design coverage that fits your life. Your goals, history, and future are what drive our decisions.
Why we are a full service insurance agency in Iowa
We’re more than an insurance agency for Iowans.
Your Protection Needs Are Not One-Size-Fits All
Specialty
Life/Health
Business
- The structure of your home
- Personal possessions (up to a set limit)
- Living expenses in case of a disaster
- Flood coverage
- Umbrella liability policies
A homeowners insurance policy is the foundation of protecting your family, your property, and your future. At Bear Creek, we tailor coverage to fit your needs and partner with trusted providers across Iowa. Even if others have turned you away, we won’t stop until we find the right solution for you.
Your house is more than a building.
It’s where life happens.
Protect your home, protect your peace of mind.
Home & Farm Insurance
Whether it’s just liability, or full coverage, we can get the right insurance policy for your car, truck, van or other vehicles!
Bundle auto and home for big savings!
Auto Insurance
There’s nothing quite like the open road and peace of mind knowing you’re fully covered. Ride safe and insure your bike on a totally customizable policy!
Motorcycle Insurance
Off-roading toys bring endless fun, and the right insurance keeps the adventure worry-free.
ATV and Motorsport Insurance
Cruise with confidence — coverage for your classic is more affordable than you think.
Classic Car Insurance
Protect your home away from home with coverage built for your weekend getaway.
RV and Mobile Home Insurance
Smooth sailing starts with the right coverage — protect your boat and enjoy worry-free time on the water.
Boat and Watercraft Insurance
Keep your farm profitable when disaster strikes — from windstorms and floods to droughts. Even one uninsured event could cost you tens of thousands in lost revenue. A basic MPCI policy guarantees revenue per acre, so you can stay steady when times get tough.
Federal crop insurance, backed by subsidies.
Protect your farm, and crops.
- General liability and property coverage
- Worker’s Compensation
- Disability income insurance for employees
- Tailored solutions for specialized industries
Every business faces unique risks — from small shops and offices to large trade operations. The right insurance keeps your business running smoothly, protects your employees, and gives you peace of mind.
We sit down with you to understand your business, identify risks, and design coverage that fits your needs. Then we work with top providers to shop the best options until you’re 100% confident in your protection.
We proudly partner with EMC, Grinnell Mutual, IMT, Nationwide, Partners Mutual, and more.
Business Insurance for Iowans
- Life Insurance - Term, Whole & Universal Policies
- Disability Insurance - Protect your paycheck if injury or illness keeps you from working.
- Health Insurance - Individual, family, group, and Medicare Supplement options, explained in plain language you can trust.
With the right plan in place, you can protect your family’s financial future, safeguard your income, and get clear guidance on health coverage without the confusion of doing it alone. At Bear Creek, we partner with trusted providers to make coverage simple, personal, and affordable.
Life happens — sometimes unexpectedly.
Protect your health, your income, and your family’s future.
Life & Health Insurance for Iowans
Coverage for the unique and one-of-a-kind.
Sometimes your business or situation doesn’t fit the standard market. Specialty insurance steps in when traditional providers say no, giving you the protection you still need.
Specialty Insurance
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Thank You For Choosing Bear Creek Insurance
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Rick • Brooklyn, IA
“The employees at Bear Creek Insurance are actively engaged members of our community and they have my full trust to keep my family and property insured against any and all disasters.”
Jason • Brooklyn, IA
“The entire team consistently ensure their customer’s assets stay well protected! It’s been incredible to have them as our insurance for our restaurant, and all our personal belongings.”
Christian • Brooklyn, IA
“Within the next day they had multiple quotes ready from different providers so I could choose what was best for me.”
Paul • Brooklyn, IA
“It is great having peace of mind that both my home and business are protected by people that I work with and see everyday.”
Tanner • Brooklyn, IA
“It’s hard to beat small town service. The people at Bear Creek insurance take the time to make sure you are accounted for and your policies are correct.”
